The position the operates within the CIB First Line of Defense to develop, manage and execute the CIB Credit Risk Management Quality Control (Credit QC) programs. The Vice President position will be responsible for ensuring the loan portfolio is underwritten consistent with industry practices and conforms to all internal credit standards and procedures and all regulatory expectations. The Vice President will partner with the CIB Credit Professionals, Credit Risk Managers and CIB Issues Management on issues management and remediation. Ensures transparency of business results, finance and processes. Typically organizes a reporting system and tracks goals accomplishment, collect and process data and provides managers with all necessary company management data and information. Essential Functions/Responsibilities: Leads and participates in credit risk reviews of the Corporate and Investment Bank (CIB) portfolios and contributes to the preparation of the review summary, findings, observations, and recommendations. Assesses asset quality, status, and appropriateness of existing credit risk controls/ compliance with established underwriting policies/risk tolerance. Ensures appropriate and timely assignment of risk ratings and identification and management of deteriorating credits. Reviews required documentation for loan review testing, inclusive of conducting credit file reviews and completing necessary workpapers Assesses the effectiveness of portfolio management and credit monitoring functions and reporting. Follows up and tracks recommendations issued from prior reviews; performs validation of completed remediation. Follows up and tracks regulatory recommendations; performs validation of completed remediation.

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