Publicado en www.sonicjobs.com 15 abr 2025
The Credit Risk Review (CRR) group, led by the Head of CRR, is responsible for independently evaluating the USAA Federal Savings Bank’s (Bank) credit risks of exposures from both lending and non-lending activities to opine upon the effectiveness of first line and second line of defense credit risk management practices and credit quality in fulfillment of regulatory expectations for safety and soundness. CRR reports administratively through Bank Audit Services, functionally to the Bank Board of Directors, and is governed by the CRR Policy and the Interagency Guidance for CRR Systems. CRR conducts its work through execution of its Programs in adherence to the CRR Business Plan. The CRR Programs include but are not limited to Continuous Monitoring, Periodic Reviews, and Portfolio Assessments. Results are reported to executive & senior management, the USAA Board of Directors’ Risk & Compliance Committee, the Bank Board of Directors’ Finance & Audit and Risk Committees, and the Bank Credit Risk Management Committee. As a key leader, the Director of CRR Practices will lead, coordinate, manage, and develop a team of Reviewers. The team is established and looking for a Director that will lead them into the future. The key focus of the CRR Practices Team is to establish, maintain, evolve, and lead all aspects of a core program to ensure the effectiveness, consistency, & adherence to regulatory expectations and USAA governance protocols. It instills and implements CRR administrative practices and delivers CRR’s Quality Assurance Program. The Director is responsible for: The vision, oversight, planning, and timely execution of the Quality Assurance Business Plan, inspecting the work of the Retail, Wholesale, and Data Analytics Teams. Delivering high quality regulatory, Board, and Committee reporting. Leading all aspects of Issues Management routines. Leading the process framework, risk & controls oversight, policies, procedures, guidelines, and change management activities. Coordinating external exam management in collaboration with the Audit Services Professional Practices Group. Innovating for the future, supporting critical initiatives and improvement. Owning and developing CRR’s system of record in Archer.
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